How do Insurance companies define a high-risk driver and/or car? Insurance companies naturally view drivers with a history of DUI's and other traffic violations as High Risk
Figuring out the Excluded Driver segment in my policy- If you already have car insurance with a company and one of the drivers rated on your policy or residing in your household, including you becomes uninsurable, your insurance company will often require that driver to be excluded, or else they will not renew the policy. This can be beneficial both for the company and the family because as it enables the remainder of the household to stay insured while only excluding one (or more) drivers.
Figuring out the Excluded Driver segment in my policy- Whichever driver that is excluded from coverage will not be insured with your household’s insurance company. They will have to seek high risk insurance elsewhere.
Figuring out the Unisured or Underinsured optional cover- Recent statistics suggest driving with uninsured/underinsured motorist coverage is more critical now than ever.
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Article of the Week
It has become quite a common sight these days to see that there are not few spouses out there that start to struggle with a reasonable number of things in life as they age. Yet, there is one significantly important thing to struggle with which is the health insurance benefit. But it is quite unfortunate that it is hard enough to find spouses out there that are pretty aware of this circumstance. But apart from that, it is truly important that the spouse try to see what may probably take place should the spouse retire and they have signed up for an active and valid insurance plan offered by their employers before they retire...more